Can I avail of the pag-ibig loan even if I am not yet a member?
YES! MEMBER or NON-MEMBER of PAG-IBIG can avail the PAG IBIG housing loan. For non-member, pay the 2-year membership fee equivalent yo P8,750.00. The Pag-ibig Membership Application Form is available at our sales office in XEVERA.
How much do I have to pay to move in?
You can move in to your unit as long as you have paid the equity (P70,000.00 : reservation is P20,000.00 then the P50,000 balance can be paid in 6 months)) and your loan has been approved. All you have to do is sign the Pag-Ibig loan folder, submit all the requirements and we'll process your loan.
I am an OFW living abroad. How do I go about making a purchase at Xevera?
Step 1: choose a unit (Block and Lot number)
Step 2: Fill up the Marketing Kit (your atty-in-fact or your representative can do this for you)
Step 3: Pay the full equity of P70,000 or just the reservation fee of P20,000.00
After you made your reservation, you or your representative is given the HDMF (PAG-IBIG) LOAN FOLDER and you are given 1 week to submit the following:
1. Issue Post dated checks for the (balance) equity (if you only paid the reservation fee)
2. Issue 24 PDCs for the 2 years Pag-ibig Monthly Amortization
3. Submit the HDMF Folder (completely filled up and signed)
If the buyer is married, the spouse must also sign in the Loan folder
4. Submit all the necessary requirements
Note: If you are living abroad, you can just download and print the attached SPA and
your Atty-in-fact can sign al the documents. He can also open a checking account
with RCBC savings Bank at a minimum maintaining Balance of P2,500. The
account is under your Atty-in-fact's name, and he will be the one to issue the
PDC's, that is for your approval and you don't have a Phil. checking account.
I am an OFW living abroad. How can I assign people in the Philippines to make the purchase for me?
For OFWs or buyers living abroad, please print the Special Power of Attorney (4pcs) to be sent via email / mail , put the name of the person you would like to be your atty-in fact (the person you are authorizing to sign all the documents ), then sign the S.P.A.
If you are married, and you are both living abroad, print another 1 set (4 copies ) for your spouse, place the name of the atty-in-fact (you can have the same atty-in-fact) then sign the S.P.A.
Monday, March 10, 2008
Xevera Purchase of OFWs and Non Pag-IBIG Members
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